Individual Micro Loans are small loans to Micro and Small Entrepreneurs on individual basis to provide financial support for the expansion of small sustainable businesses.

The objective is to enable micro and small business owners to meet financial requirements for their business operations.

Benefits

• It provides fund for working capital and business expansion
• Easy to obtain the loans within our existing wide network of branches all over the country
• Loans can be utilized for any business purpose provided it is operated legally
• Competitive interest rates
• Low lending charges
• Availability of capacity building programmes to micro and small business owners on how to utilize their loans effectively and operates their businesses efficiently
• Appropriate repayment in line with the borrower’s repayment capacity